Renter's Insurance provides coverage for your possessions in the event they are stolen or destroyed, and for injuries sustained by others in instances for which you are liable.  Your landlord's insurance protects against loss of the actual structure but doesn't provide coverage for your property.

Some people believe that the property owner's (landlord's) insurance policy will cover their possessions in the case of fire, flood or theft.  This is not the case.  You are personally responsible to ...
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